This type of insurance aims to provide compensation to the employee experiences a work-related injury or illness.

Valuation: Total amount of 36 months salary of employee.

Life and health of employees of the insured organization

Main risk:

1. Accident / occupational exposure to exposure to industrial or similar factors during the performance of your work /
2. Occupational disease / disease caused by industrial adverse events caused by labor /
3. The risk of acute poisoning by the employer as a result of poisoning /
4. All types of accidents during the course of the assignment

Employers' organizations cover insurance risks to employees and protect against loss or damage to other members of the community by the insurance company's liability insurance.